Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Deposit Products

Checking | Savings | Certificate of Deposit | IRA

DEPOSIT PRODUCTS > CHECKING

NOW ACCOUNT

Electronic deposits and withdrawals are allowed
BillPay
$200.00 minimum balance
Competitive interest rate
$10.00 monthly fee – waived if minimum balance of $200.00 is maintained, automatic payment on a Worthington Federal loan, or an ACH deposit of a Social Security benefit.
Unlimited transactions
VISA Debit Card available
Statement mailed monthly or you can enroll in electronic statements.
Overdraft protection available if qualified.
Mobile Deposit

MONEY MARKET DEPOSIT ACCOUNT

Electronic deposits and withdrawals are allowed
$2,500.00 minimum balance
Tiered interest rates
$10.00 monthly fee – waived if minimum balance of $2,500.00 is maintained
Limited Transactions. Minimum withdrawal is $500.00
Limited check writing available - checks must be written for at least $500.00
Statement is mailed monthly or you can enroll in electronic statements.
Mobile Deposit

SIMPLE CHECKING

Electronic deposits and withdrawals are allowed
BillPay
No minimum balance
No monthly fees
Unlimited transactions
VISA Debit Card available
Statement is mailed monthly or you can enroll in electronic statements.
Overdraft protection available, if qualified.
Non-interest bearing
Mobile Deposit

BUDGET (SMALL BUSINESS) CHECKING

Electronic deposits and withdrawals are allowed
BillPay
No minimum balance
$3.00 monthly fee
$0.10 per item charge for each debit item
Unlimited transactions
VISA Debit Card available
Statement is mailed monthly or you can enroll in electronic statements.
Overdraft protection available, if qualified.
Non-interest bearing
Mobile Deposit

DEPOSIT PRODUCTS > SAVINGS

STATEMENT SAVINGS ACCOUNT

Electronic deposits and withdrawals are allowed
$100.00 minimum balance
Competitive interest rate – credited monthly to your account
$1.00 monthly fee – waived if minimum balance is maintained
Statement is mailed monthly or you can enroll in electronic statements.
Mobile Deposit

DEPOSIT PRODUCTS > CERTIFICATES OF DEPOSIT

182 Day*	-	9 Month
12 Month	-	15 Month
18 Month	-	24 Month
30 Month	-	36 Month
48 Month	-	60 Month

*Interest on the 182 Day Certificate is paid at maturity while interest on all other certificates is compounded quarterly.

Please call our office to check current rates and to see if we are offering any specials.

DEPOSIT PRODUCTS > INDIVIDUAL RETIREMENT ACCOUNTS

Worthington Federal offers Traditional, Roth and SEP IRAs

12 Month	-	15 Month
18 Month	-	24 Month
30 Month	-	36 Month
48 Month	-	60 Month