FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Deposit Products
Checking | Savings | Certificate of Deposit | IRA
DEPOSIT PRODUCTS > CHECKING
NOW ACCOUNT
- Electronic deposits and withdrawals are allowed
- BillPay
- $200.00 minimum balance
- Competitive interest rate
- $10.00 monthly fee – waived if minimum balance of $200.00 is maintained, automatic payment on a Worthington Federal loan, or an ACH deposit of a Social Security benefit.
- Unlimited transactions
- VISA Debit Card available
- Statement mailed monthly or you can enroll in electronic statements.
- Overdraft protection available if qualified.
- Mobile Deposit
MONEY MARKET DEPOSIT ACCOUNT
- Electronic deposits and withdrawals are allowed
- $2,500.00 minimum balance
- Tiered interest rates
- $10.00 monthly fee – waived if minimum balance of $2,500.00 is maintained
- Limited Transactions. Minimum withdrawal is $500.00
- Limited check writing available - checks must be written for at least $500.00
- Statement is mailed monthly or you can enroll in electronic statements.
- Mobile Deposit
SIMPLE CHECKING
- Electronic deposits and withdrawals are allowed
- BillPay
- No minimum balance
- No monthly fees
- Unlimited transactions
- VISA Debit Card available
- Statement is mailed monthly or you can enroll in electronic statements.
- Overdraft protection available, if qualified.
- Non-interest bearing
- Mobile Deposit
- $25 to open
BUDGET (SMALL BUSINESS) CHECKING
- Electronic deposits and withdrawals are allowed
- BillPay
- No minimum balance
- $3.00 monthly fee
- $0.10 per item charge for each debit item
- Unlimited transactions
- VISA Debit Card available
- Statement is mailed monthly or you can enroll in electronic statements.
- Overdraft protection available, if qualified.
- Non-interest bearing
- Mobile Deposit
DEPOSIT PRODUCTS > SAVINGS
STATEMENT SAVINGS ACCOUNT
- Electronic deposits and withdrawals are allowed
- $100.00 minimum balance
- Competitive interest rate – credited monthly to your account
- $1.00 monthly fee – waived if minimum balance is maintained
- Statement is mailed monthly or you can enroll in electronic statements.
- Mobile Deposit
DEPOSIT PRODUCTS > CERTIFICATES OF DEPOSIT / MINIMUM BALANCE
| 182 Day* - $500 | - | 7 Month* - $25,000 |
| 9 Month - $500 | - | 12 Month - $500 |
| 13 Month* - $25,000 | - | 15 Month - $500 |
| 18 Month - $500 | - | 24 Month - $500 |
| 30 Month - $500 | - | 36 Month - $500 |
| 48 Month - $500 | - | 60 Month - $500 |
*Interest is paid at maturity while interest on all other certificates is compounded quarterly.
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Please call our office to check current rates and to see if we are
offering any specials.
DEPOSIT PRODUCTS > INDIVIDUAL RETIREMENT ACCOUNTS
Worthington Federal offers Traditional, Roth and SEP IRAs
| 12 Month | - | 15 Month |
| 18 Month | - | 24 Month |
| 30 Month | - | 36 Month |
| 48 Month | - | 60 Month |
$100 minimum balance
